McNay on Money

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Money, Sex and Hot (Broke) Messes

Posted: 9:41 PM Throw open the shade that covers my mind I'm going to touch I've got to believe The bell tolls for me I, I want to testify -Melissa Etheridge Maybe mistakes are what make our fate... without them what would shape our lives? -Carrie Bradshaw (Sarah Jessica Parker) in Sex and the City

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Goldman Sachs: Too Big For Jail?

Updated: 12:48 AM The Securities and Exchange Commission is receiving media kudos after filing a lawsuit that accuses Goldman Sachs of fraud. A Los Angeles Times headline trumpeted, "Goldman Sachs case could help Obama shift voter anger." A McClatchy news service headline blares, "Message to Wall Street: SEC is back on the job."

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Children Getting Too Much Money, Too Soon

Updated: 12:55 AM I see people make the same mistakes over and over, particularly when handling money for children. A number of children inherit money or receive money from an injury or other legal settlement.

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The "Double Down" Business Strategy

Updated: 12:57 AM Seth Godin, who has helped thousands of entrepreneurs be productive, says that business people never realize that with a little bit of push, they can move past a seeming dead end and reach business success.

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"Can't Lose" Business Investments

Posted: 4:55 PM I've been making the final edits on my upcoming book, Big Money and Why People Blow It, and came across a fascinating statistic.

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Leaving a Good Tip

Posted: 11:13 PM Take a good look around And if you're looking down Put a little love in your heart -Jackie DeShannon

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Tearing Up the Lotto Ticket

Posted: 10:48 PM Seems like a lot of lottery winners want to tear up the ticket. Some don't verbalize the thought. They just run through the money as fast as they can.

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Happiness Without Spending Sprees

Posted: 11:28 PM A New York Times/CBS News poll said that over the past year, half of Americans were spending less money and spent less time shopping than they did in the previous year.

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Christmas and Gamblers

Posted: 9:06 PM And the Christmas carols sounds like blues, But the choir is not to blame. - Jim Croce

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Don on the radio in 2010

Posted: 5:54 PM For the past couple of years, I have been working on putting together "The Don McNay show," a daily radio show that will lend itself to syndication.

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Just Say "No" To Adult Children Wanting Money

Posted: 10:40 AM It seems like every family has one - - the Child Who Never Grew Up. They mooch off their parents well into their "adulthood." They frequently need to "borrow" money, with no intention of paying it back. They always have car problems, relationship problems, "bad luck" or other sob stories. All their problems have the same proposed solution: Money from mom and dad.

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It's Time to Teach Children About Money

Posted: 8:58 AM Many of my columns are about people who make bad financial decisions. People who take out payday loans and run up debts on high-interest credit cards. People who play the lottery and gamble too much at casinos.

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Small Town Values in a Big Time Lawyer

Updated: 8:27 AM For all my adult life, I've assisted trial attorneys with structured settlements. I've worked with big names in big cities but the best seem to come from small towns.

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Like Lottery Winners, Pro Athletes Also Blow Big Money

Posted: 6:04 PM Tom Leach, the voice of the University of Kentucky Wildcats, gave me a fascinating Sports Illustrated article entitled, How (and Why) Athletes Go Broke. To quote baseball legend Yogi Berra, it is “Déjà vu all over again.

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And She Never Had Dreams, So They Never Came True

Posted: 9:24 PM As a structured settlement consultant, I go to mediations and settlement conferences with people who anticipate receiving large sums of money. I ask every person the same question.

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Free and The Search for Economic Innovation.

Posted: 3:32 PM For the past decade, our leaders decided that the rules of economics didn’t apply. It got us into a financial crisis. Washington and Wall Street rewarded bad behavior instead of providing incentives for doing things right.

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Are You Cut Out To Be Self Employed?

Updated: 3:31 PM When people tell me they want to start their own business, I ask them if they can really live without a regular income. I tell them to talk to their families and get their honest answers. I ask them if they could stand to go weeks or months without money coming in and how they would deal with it. They need to understand they are trading their steady paycheck for an “unsteady paycheck.”

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Corbin child gets handicap-accessible van

Updated: 6:55 PM - Church members and people in the Whitley County community raised money to get a handicap accessible van for a 12-year-old boy with cerebral palsy.

AP CEO calls records seizure unconstitutional

Posted: 12:31 PM - The president and CEO of The Associated Press says the government's seizure of AP journalists' phone records was "unconstitutional" and already has had a chilling effect on newsgathering.

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