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Good Question: What items are worth splurging on and which should I save on?

The holiday shopping season is in full swing.

Are you still wondering what to buy the people on your list?

Good Question: What items are worth splurging on and which should I save on?

The malls are decked, sale signs are hung and the hunt is on for the season's hottest gifts.

Shoppers say they'll likely spend just under $700 this year.

When buying on a budget, how do you balance a long shopping list and smart spending?

By deciding up front where you're going to splurge, and where you're going to save will help.

Electronics may be worth a splurge.

"The iPad is the gift of the season," says Natali Morris, the Senior Editor for CNET.

The Apple tablet computer, along with laptops and e-Readers are the most requested gadgets of the season, according to the Consumer Electronics Association.

These items don't come cheap, you can't buy and iPad for less that $500, while popular e-Readers start at $140.

And though retailers will offer discounts on some of these products, don't expect prices to fluctuate much.

"Its not like something is going to be $200 here and $100 there," said Morris.

Toy stores offer bargain shoppers big value.

Popular gifts like 18 inch dolls for girls and trains for boys can be had for $50.

"No matter what your budget is, you can be trying to spend under ten dollars, under 20, under 50 or 100, you're going to find a great toy for the child on your list," said Adrienne Giordano with Toys R Us.

Still can't decide where to save and where to splurge?

Go with a gift card- 57% of adults say they would like to receive one this year.

Avoid bank issued gift cards which tend to carry high fees and expiration dates.

Cards from specific retailers are a better deal.


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