Despite law, some families lack autism coverage

FRANKFORT, Ky. (AP) - Some Kentucky parents of autistic children say they've received little or no insurance coverage for treatment despite a 2010 state law mandating benefits.

Kentucky insurers say the law has required a smoothing-out period to address legal gray areas and other unforeseen challenges. But autism advocates argue insurers have had plenty of time. Meanwhile, parents say they can't sustain the tens of thousands of dollars in out-of-pocket treatment costs.

More than half the states have passed legislation mandating some level of autism coverage. Some states, such as California and Missouri, have taken action against insurers for failing to comply.

Last year, Kentucky's Department of Insurance issued an opinion to clear up confusion over the law that had caused insurers to reject claims. But some parents say they're still waiting for coverage.

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