Driving with danger

By law, you can't drive unless you have it.

However, that's not stopping many people from hitting the road without insurance.

In fact, Kentucky is among the states with the most uninsured drivers in the country.

That can hurt drivers who do follow the law.

"Everybody else is so busy about making everybody else pay for their mistakes. I'm sick of it, I'm sick of it," said Elizabeth Burden.

Burden is part of a growing group of insured drivers - who've become the victims of car accidents where the at fault driver is uninsured.

"I can't take it no more, it's not fair, it's really not fair at all," she said.

So state officials say it's time to put up a road block to stop the uninsured.

According to a study by the Insurance Research Council, the number of uninsured drivers in Kentucky is skyrocketing.

In 2004, we were tied for 30th in the country for states with the most uninsured drivers.

In 2007, Kentucky climbed up to tie for 12th.

In 2009, the most recent data available, we shot up to 8th.

Recently the Kentucky Transportation Cabinet launched a pilot program in eight Kentucky Counties across the state, including Anderson, Laurel, and Pulaski Counties.

It forces insurance companies to submit the VIN numbers of all the vehicles their policies insure.

"Cracking down on individuals who acquire coverage, intentionally acquire coverage only long enough to get the vehicle registered, and then cancel it as soon as they can," Chuck Wolfe of the Kentucky Transportation Cabinet said.

Owners identified as being uninsured are notified they must obtain insurance or provide proof of insurance within 30 days, or their Kentucky registration will be canceled.

The mandatory insurance program is rolled out statewide. The vehicle owner and driver will face consequences for not having up to date insurance and registration.


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