FEMA officials are out in full force across Eastern Kentucky helping flood victims make sure they complete the proper steps so they can apply for personal assistance.
The governor announced last week that Bell, Knox and Perry counties will be eligible to receive individual assistance from FEMA.
Carnzzla Lane and his wife used to live in Johnstown just up the road from Kay Jay, but after June's flood destroyed their home, they live close to Manchester.
"I don't know whether I will ever recover. I have lived there for 40 years I raised my family, and I was all set," said Lane.
He attended a meeting at the Kay Jay Park with dozens of others to find out more about the FEMA assistance.
"They may get housing assistance. They may get assistance for under insured or non-insured damage to the house," said FEMA worker Jim Haas.
Haas said they should call FEMA to register, and then an inspector will call to make an appointment to see the damage.
Even though people in the Kay Jay Community have been approved for assistance for damage to their homes, that does not mean they will get approved for the grants.
"There are grants that you don't pay back, and that again is determined by the whole system in the sky," said Haas.
He says if all else fails, victims should qualify for an SBA loan which is a long-term, low interest loan, but that's not comforting to Lane.
"I couldn't go out and borrow a lot of money to build a house because I would never live to pay it back," said Lane.
He says he is happy to have a place to live in Manchester, but it's not the same.
FEMA officials say if people in Kay Jay have any questions about the assistance, they can go to the FEMA office in Bell County.